Nope, no credit check needed. Just use your credit or debit card to start service and if you like ODI TV its just $20 per month for one TV, $30 per month for 2 TVs or $40 a month for 3 TVs. Your monthly subscription will be be auto payed on the same date every month and you can cancel the service at any time after your first 2 months without penalty or cancellation fees.